We built RetroPay because checking SMS by hand doesn't scale.
Most online and offline merchants in Bangladesh accept payments through bKash, Nagad, and Rocket — but without a merchant account from those providers, confirming a payment still means staring at a phone for the right text message.
The problem
A customer sends money, then waits. Somewhere, a shop owner or support agent has to notice the SMS, find the order it belongs to, and confirm it — usually by hand, often hours later. Orders get missed, customers get frustrated, and the process doesn't scale past a handful of sales a day.
Our approach
RetroPay doesn't ask MFS providers for new infrastructure. It works with the SMS confirmation that already lands on your phone — relaying it securely to RetroPay, where it's matched against the open order and confirmed automatically, in seconds.
A verification layer for MFS payments, not another wallet.
RetroPay never touches your money. Customers still pay directly into your existing bKash, Nagad, or Rocket number — we just make sure every payment gets noticed and matched the instant it arrives.
For online stores
A WooCommerce plugin and embeddable checkout widget bring automatic confirmation to any site.
For developers
A REST API and webhooks let you build payment confirmation into custom apps and internal tools.
For shop owners
The RetroPay Android app turns the phone you already use for MFS into an automated confirmation device.
Built with security in mind
RetroPay only relays the confirmation SMS needed to verify a transaction — TrxID, amount, and sender. Merchant API access is scoped to public/secret key pairs, webhook payloads are signed, and checkout sessions expire automatically. You stay in control of the device and the data.
See the difference for yourself
Compare the manual confirmation process against what RetroPay automates.